AffordablehealthFLA will assist you with your disability insurance needs. We offer a variety of plans from many insurance companies.
How would you pay for your bills if you were disabled and could no longer work?
How would you maintain your standard of living for yourself and your family? |
Your chances of becoming disabled during your working career are probably higher than you think. Nearly one in four men and women under the age of 40 will become disabled for 90 days or longer prior to their retirement. Each year, one in 13 workers suffers a disabling injury or illness. (Source Book of Health Insurance Data, Health Insurance Association of America).
Disability insurance pays monthly benefits when you become unable to work because of a disabling physical or mental reason. Your individual coverage will determine when your benefits actually begin, how much you receive, the limitations on your coverage, and how long you can receive benefits.
“You must decide how much financial risk you are willing to assume if you suddenly find yourself unable to work for an extended period of time. How many months can you live on your savings? Can your spouse's income cover the lost salary?”
There are two types of disability policies:
Long Term Disabilitycovers your income for a longer period of time, usually up to five years or until age 65. It is the most important type of disability insurance. No one should be without it.
Short Term Disabilitycovers your income during the early part of a disability, from two weeks up to a year.
Get a Free Personalized Quote from an Expert Agent,
by e-mailing us at info@affordablehealthfla.com.
Contact us toll-free within the US: 1-866-419-8844
Internationally: (+1) 754-234-4325
Office: 754-234-4325
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